Let's imagine that you could cut down the amount you pay for your mortgage by twenty pounds per month, spread across 25 years. It would amount to the sum of 6000 pounds in your pockets I'm certain you'll agree is quite a sum.
If you believe it's worth five minutes of your time , then continue reading!
Not All Mortgage Advice is EqualThe mortgage advisor you talk to could make a an enormous difference. Certain mortgage advisors are able to submit Mortgage applications to only a few lenders while others can access the entire market. What does this mean? A 'whole market' advisor will have more options of products and lenders to consider for you, meaning they're more likely to help you save money!
Finding A Good Mortgage AdvisorFinding a reputable whole of market mortgage experts will bring huge benefits as he/she will put your best interests at heart. You are likely to recommend them to your friends and family members and then remortgage within the next few years. This means everyone will be on the same page.
Good Advice Is 'Fee Free'The majority of Mortgage Adviser Antrim who are independent will gladly provide assistance on a fee-free' basis. What does this mean? They still receive a salary since nobody does work for free, but they are paid by the lender to submit an application for mortgage!
Are Fixed Fee Advice more effective?It is possible to pay the mortgage agent a set amount and they will give you the amount that the lender is paying to them for arranging the mortgage. This is known as "independent advice" and there isn't a clear solution to determine if this is the best option. It is recommended to discuss the alternatives together with your adviser.
This article is not meant to provide advice or intended to offer advice in any way. If you need professional, independent Whole of Market mortgage advice, you should consult a licensed mortgage broker.